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Doorstep moneylending since the 1950s

Sean O'Connell

in Credit and Community: Working-Class Debt in the UK since 1880

Published in print:
2009
Published Online:
January 2009
ISBN:
9780199263318
eISBN:
9780191718793
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199263318.003.0006
Subject:
History, British and Irish Modern History

This chapter explains the success of companies such as Provident Financial and Cattles (both members of the FTSE 250 by the 1990s). Their agents serviced the growing sub-prime sector and ... More


OTS and OCC Power Grab

Kathleen C. Engel and Patricia A. McCoy

in The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps

Published in print:
2011
Published Online:
April 2015
ISBN:
9780195388824
eISBN:
9780190258535
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:osobl/9780195388824.003.0008
Subject:
Business and Management, Political Economy

As predatory lenders swept the country, states and cities responded to Washington's inaction by passing their own anti-predatory lending laws. Lenders, worried about potential liability, quickly ... More


The Emergence of the Subprime Market

Kathleen C. Engel and Patricia A. McCoy

in The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps

Published in print:
2011
Published Online:
April 2015
ISBN:
9780195388824
eISBN:
9780190258535
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:osobl/9780195388824.003.0002
Subject:
Business and Management, Political Economy

This chapter traces the emergence of subprime lending. Starting from the home mortgage market in the 1970s, when mortgage lending was the sleepy province of community thrifts and banks; it moves on ... More


Put to the Test: OCC, OTS, and FDIC Oversight

Kathleen C. Engel and Patricia A. McCoy

in The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps

Published in print:
2011
Published Online:
April 2015
ISBN:
9780195388824
eISBN:
9780190258535
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:osobl/9780195388824.003.0009
Subject:
Business and Management, Political Economy

This chapter discusses oversight by the Office of the Comptroller of the Currency (OCC), Office of Thrift Supervision (OTS), and the Federal Deposit Insurance Corporation (FDIC). In addition to ... More


Suburban Crisis

Andrew R. Highsmith

in Demolition Means Progress: Flint, Michigan, and the Fate of the American Metropolis

Published in print:
2015
Published Online:
January 2016
ISBN:
9780226050058
eISBN:
9780226251080
Item type:
chapter
Publisher:
University of Chicago Press
DOI:
10.7208/chicago/9780226251080.003.0009
Subject:
History, American History: 20th Century

By the early 1970s, the neighborhood battles over race and housing first triggered by urban renewal had spilled over Flint’s northern border into suburban Beecher. There, a controversial federal ... More


Epilogue

Todd M. Michney

in Surrogate Suburbs: Black Upward Mobility and Neighborhood Change in Cleveland, 1900-1980

Published in print:
2017
Published Online:
September 2017
ISBN:
9781469631943
eISBN:
9781469631967
Item type:
chapter
Publisher:
University of North Carolina Press
DOI:
10.5149/northcarolina/9781469631943.003.0008
Subject:
History, African-American History

By the mid-1970s, upwardly mobile middle-class African Americans were increasingly departing neighbourhoods like Glenville, Mount Pleasant, and Lee-Harvard for a number of nearby bona fide suburbs. ... More


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