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Rural Credit Markets: The Structure of Interest Rates, Exploitation, and Efficiency

Kaushik Basu

in The Economic Theory of Agrarian Institutions

Published in print:
1991
Published Online:
November 2003
ISBN:
9780198287629
eISBN:
9780191595912
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/0198287623.003.0007
Subject:
Economics and Finance, Development, Growth, and Environmental

In this chapter, the author models alternative structures in the informal credit market as devices for extracting surplus from the borrowers, and show how extremely exploitative moneylenders may have ... More


Reciprocity and Participation: Microcredit and Informal Credits in Rural Afghanistan

Erna Andersen

in Local Politics in Afghanistan: A Century of Intervention in the Social Order

Published in print:
2013
Published Online:
May 2014
ISBN:
9780199327928
eISBN:
9780199388066
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199327928.003.0011
Subject:
Political Science, Conflict Politics and Policy

This chapter examines credit relations in rural Afghanistan, specifically the reciprocity of formal and informal credit. It shows how microcredit loans have underlined existing social relationships ... More


Forgotten Markets: The Importance of Pawnshops

Marieke Bos, Susan Payne Carter, and Paige Marta Skiba

in Law, Economics, and Conflict

Published in print:
2021
Published Online:
January 2022
ISBN:
9781501759383
eISBN:
9781501759284
Item type:
chapter
Publisher:
Cornell University Press
DOI:
10.7591/cornell/9781501759383.003.0006
Subject:
Law, Public International Law

This chapter focuses on pawnshops and the institutions of pawnbroking. Studies show that large numbers of poor people and especially those who are unbanked use pawn loans by leaving collateral. This ... More


Vertical Linkage between Formal and Informal Credit Markets: Corruption and Credit Subsidy Policy

Sarbajit Chaudhuri and Krishnendu Ghosh Dastidar

in Emerging Issues in Economic Development: A Contemporary Theoretical Perspective

Published in print:
2014
Published Online:
January 2015
ISBN:
9780198099062
eISBN:
9780199084982
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780198099062.003.0007
Subject:
Economics and Finance, Development, Growth, and Environmental

This chapter develops a model of vertical linkage between the formal and informal credit markets which highlights the presence of corruption in the distribution of formal credit. The existing ... More


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