T.A. Bhavani and N.R. Bhanumurthy
- Published in print:
- 2012
- Published Online:
- September 2012
- ISBN:
- 9780198076650
- eISBN:
- 9780199081868
- Item type:
- chapter
- Publisher:
- Oxford University Press
- DOI:
- 10.1093/acprof:oso/9780198076650.003.0005
- Subject:
- Economics and Finance, Macro- and Monetary Economics
Chapter 5 focuses on the empirical analysis of financial access at the level of households. Initially, it presents evidence for the availability of financial services in the Indian villages. This is ...
More
Chapter 5 focuses on the empirical analysis of financial access at the level of households. Initially, it presents evidence for the availability of financial services in the Indian villages. This is followed by the analysis of evidence for financial access at household level in terms of having bank accounts and availing financial resources for business investment purpose. Empirical analysis indicates that many Indian villages had to have physical access to financial services and a large proportion of households had to have a bank account—a pre-requisite to avail financial services offered by banks. This was reflected in the smaller percentage of households that availed of loan from the formal financial system and their large financial resource gap. One finds wide variation across the states in these two aspects of financial access. The chapter concludes that there exists not only limited financial access but also unequal access across households.Less
Chapter 5 focuses on the empirical analysis of financial access at the level of households. Initially, it presents evidence for the availability of financial services in the Indian villages. This is followed by the analysis of evidence for financial access at household level in terms of having bank accounts and availing financial resources for business investment purpose. Empirical analysis indicates that many Indian villages had to have physical access to financial services and a large proportion of households had to have a bank account—a pre-requisite to avail financial services offered by banks. This was reflected in the smaller percentage of households that availed of loan from the formal financial system and their large financial resource gap. One finds wide variation across the states in these two aspects of financial access. The chapter concludes that there exists not only limited financial access but also unequal access across households.
Matthew Reeves
- Published in print:
- 2015
- Published Online:
- May 2016
- ISBN:
- 9780813061559
- eISBN:
- 9780813051468
- Item type:
- chapter
- Publisher:
- University Press of Florida
- DOI:
- 10.5744/florida/9780813061559.003.0002
- Subject:
- Archaeology, Historical Archaeology
Recent research on early nineteenth-century slave households at James Madison’s Montpelier in Virginia has focused on comparative household assemblage analysis on a number of levels, including the ...
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Recent research on early nineteenth-century slave households at James Madison’s Montpelier in Virginia has focused on comparative household assemblage analysis on a number of levels, including the local (between households in a single community), the regional (households within a market region), and the Atlantic (comparison of households between Jamaica and the Chesapeake). An important element in this comparative household analysis is scalar analysis. Scalar analysis is an analytical tool that allows archaeologists to find the most effective scale to explain patterns of material culture—whether it be at the local or Atlantic level. By addressing similarities and differences between household assemblages, scalar analysis allows researchers to contextualize patterns observed between individual household contexts. This chapter will examine how household comparisons made at a multiscalar level can facilitate interpretation of past human behavior, especially with regard to household market choices within a larger community framework.Less
Recent research on early nineteenth-century slave households at James Madison’s Montpelier in Virginia has focused on comparative household assemblage analysis on a number of levels, including the local (between households in a single community), the regional (households within a market region), and the Atlantic (comparison of households between Jamaica and the Chesapeake). An important element in this comparative household analysis is scalar analysis. Scalar analysis is an analytical tool that allows archaeologists to find the most effective scale to explain patterns of material culture—whether it be at the local or Atlantic level. By addressing similarities and differences between household assemblages, scalar analysis allows researchers to contextualize patterns observed between individual household contexts. This chapter will examine how household comparisons made at a multiscalar level can facilitate interpretation of past human behavior, especially with regard to household market choices within a larger community framework.
