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A Multistate Empirical Analysis of Homeowners’ Insurance

Howard C. Kunreuther and Erwann O. Michel-Kerjan

in At War with the Weather: Managing Large-Scale Risks in a New Era of Catastrophes

Published in print:
2009
Published Online:
August 2013
ISBN:
9780262012829
eISBN:
9780262255431
Item type:
chapter
Publisher:
The MIT Press
DOI:
10.7551/mitpress/9780262012829.003.0010
Subject:
Political Science, Political Economy

The homeowner must choose the best insurance coverage offered in the market. The lowest prices are generally offered by “preferred insurers,” or insurers with more stringent underwriting standards, ... More


Impact of Insurance Status on Economic Welfare of Homeowners in Hazard-Prone Areas: The Affordability Challenge

Howard C. Kunreuther and Erwann O. Michel-Kerjan

in At War with the Weather: Managing Large-Scale Risks in a New Era of Catastrophes

Published in print:
2009
Published Online:
August 2013
ISBN:
9780262012829
eISBN:
9780262255431
Item type:
chapter
Publisher:
The MIT Press
DOI:
10.7551/mitpress/9780262012829.003.0011
Subject:
Political Science, Political Economy

This chapter examines the impact of insurance status on the economic welfare of homeowners living in hazard-prone areas. In particular, it considers what proportion of homeowners in hazard-prone ... More


Proposed Innovations for Dealing with Catastrophic Risks

Howard C. Kunreuther and Erwann O. Michel-Kerjan

in At War with the Weather: Managing Large-Scale Risks in a New Era of Catastrophes

Published in print:
2009
Published Online:
August 2013
ISBN:
9780262012829
eISBN:
9780262255431
Item type:
chapter
Publisher:
The MIT Press
DOI:
10.7551/mitpress/9780262012829.003.0014
Subject:
Political Science, Political Economy

Hurricanes and other natural disasters cause significant damage which, combined with the growing population and assets in high-risk areas, underscores the need for a new approach not only for ... More


A Market Analysis of Property Insurance against Hurricane Risk

Howard C. Kunreuther and Erwann O. Michel-Kerjan

in At War with the Weather: Managing Large-Scale Risks in a New Era of Catastrophes

Published in print:
2009
Published Online:
August 2013
ISBN:
9780262012829
eISBN:
9780262255431
Item type:
chapter
Publisher:
The MIT Press
DOI:
10.7551/mitpress/9780262012829.003.0003
Subject:
Political Science, Political Economy

This chapter offers a market analysis of property insurance against hurricane risk, focusing on four states: Texas, Florida, New York, and South Carolina. It examines the structure, conduct, and ... More


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