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Employer‐Provided Retirement Planning Programs

Robert L. Clark, Melinda S. Morrill, and Steven G. Allen

in Reorienting Retirement Risk Management

Published in print:
2010
Published Online:
September 2010
ISBN:
9780199592609
eISBN:
9780191594618
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199592609.003.0003
Subject:
Business and Management, Pensions and Pension Management

As older workers approach the end of their working careers, they must make important decisions that will shape their economic well‐being during their remaining lifetimes. Specifically, they must ... More


Reorienting Retirement Risk Management

Robert L. Clark and Olivia S. Mitchell (eds)

Published in print:
2010
Published Online:
September 2010
ISBN:
9780199592609
eISBN:
9780191594618
Item type:
book
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199592609.001.0001
Subject:
Business and Management, Pensions and Pension Management

Retirement risk management must be dramatically overhauled if workers and retirees are to better prepare themselves to meet future retirement challenges. Recent economic events including the global ... More


Gender, Risk, and Occupational Pensions

Kendra Strauss

in Managing Financial Risks: From Global to Local

Published in print:
2009
Published Online:
September 2009
ISBN:
9780199557431
eISBN:
9780191721687
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199557431.003.0012
Subject:
Business and Management, Political Economy, Finance, Accounting, and Banking

There is relatively little work that attempts to link up work on financialization with the body of research on gendered pension inequality. This is despite the fact that research on financial ... More


Financial Counseling, Financial Literacy, and Household Decision-Making

Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, and Douglas D. Evanoff

in Financial Literacy: Implications for Retirement Security and the Financial Marketplace

Published in print:
2011
Published Online:
January 2012
ISBN:
9780199696819
eISBN:
9780191732089
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199696819.003.0010
Subject:
Business and Management, Pensions and Pension Management, Finance, Accounting, and Banking

The recent financial crisis has brought renewed attention to household financial decision-making and highlighted the need for improving financial literacy. In this chapter, we survey the current ... More


Improving Financial Literacy: The Role of Nonprofit Providers

J. Michael Collins

in Financial Literacy: Implications for Retirement Security and the Financial Marketplace

Published in print:
2011
Published Online:
January 2012
ISBN:
9780199696819
eISBN:
9780191732089
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199696819.003.0015
Subject:
Business and Management, Pensions and Pension Management, Finance, Accounting, and Banking

Nonprofit organizations are one of the primary channels through which financial literacy services are delivered to lower-income adults in the United States. There are several reasons why the ... More


The Outlook for Financial Literacy

Annamaria Lusardi and Olivia S. Mitchell

in Financial Literacy: Implications for Retirement Security and the Financial Marketplace

Published in print:
2011
Published Online:
January 2012
ISBN:
9780199696819
eISBN:
9780191732089
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199696819.003.0001
Subject:
Business and Management, Pensions and Pension Management, Finance, Accounting, and Banking

As the world becomes more financially integrated and complex, average individuals and their families are increasingly faced with making highly sophisticated and all-too-often irreversible financial ... More


Annuities, Financial Literacy, and Information Overload

Julie Agnew and Lisa Szykman

in Financial Literacy: Implications for Retirement Security and the Financial Marketplace

Published in print:
2011
Published Online:
January 2012
ISBN:
9780199696819
eISBN:
9780191732089
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199696819.003.0009
Subject:
Business and Management, Pensions and Pension Management, Finance, Accounting, and Banking

This chapter investigates how financial literacy and information overload influence the decision to purchase an annuity and how they relate to subsequent confidence and satisfaction. Using a dataset ... More


Reading Disclosures

Omri Ben-Shahar and Carl E. Schneider

in More Than You Wanted to Know: The Failure of Mandated Disclosure

Published in print:
2014
Published Online:
October 2017
ISBN:
9780691161709
eISBN:
9781400850389
Item type:
chapter
Publisher:
Princeton University Press
DOI:
10.23943/princeton/9780691161709.003.0005
Subject:
Political Science, Public Policy

This chapter explains how literacy problems complicate the process involved in making informed decisions. Many people are unable to read many disclosures because they are not literate or numerate ... More


Financial Literacy: Implications for Retirement Security and the Financial Marketplace

Olivia S. Mitchell and Annamaria Lusardi (eds)

Published in print:
2011
Published Online:
January 2012
ISBN:
9780199696819
eISBN:
9780191732089
Item type:
book
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199696819.001.0001
Subject:
Business and Management, Pensions and Pension Management, Finance, Accounting, and Banking

As financial markets become increasingly complex and integrated, individuals and their families are increasingly faced with making highly sophisticated and all-too-often irreversible economic ... More


Financial Illiteracy and Stock Market Participation: Evidence from the RAND American Life Panel

Joanne Yoong

in Financial Literacy: Implications for Retirement Security and the Financial Marketplace

Published in print:
2011
Published Online:
January 2012
ISBN:
9780199696819
eISBN:
9780191732089
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199696819.003.0005
Subject:
Business and Management, Pensions and Pension Management, Finance, Accounting, and Banking

Financially unsophisticated consumers who consistently make suboptimal financial decisions may suffer lasting consequences for long-term wealth accumulation and welfare. This paper focuses attention ... More


Building Blocks of Financial Capability

Margaret Sherraden

in Financial Capability and Asset Development: Research, Education, Policy, and Practice

Published in print:
2013
Published Online:
May 2013
ISBN:
9780199755950
eISBN:
9780199332526
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199755950.003.0012
Subject:
Social Work, Communities and Organizations

Families lack financial knowledge and skills to make optimal financial decision in an increasingly complex financial landscape. Simultaneously, they lack access to appropriate and beneficial ... More


Fees, Framing, and Financial Literacy in the Choice of Pension Manager

Justine Hastings, Olivia S. Mitchell, and Eric Chyn

in Financial Literacy: Implications for Retirement Security and the Financial Marketplace

Published in print:
2011
Published Online:
January 2012
ISBN:
9780199696819
eISBN:
9780191732089
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199696819.003.0006
Subject:
Business and Management, Pensions and Pension Management, Finance, Accounting, and Banking

A growing literature shows how consumers make mistakes in a variety of different settings pertinent to financial decision-making. Using data from a randomized experiment in Chile, we show how ... More


The Uncertain Subjects of Everyday Investment

Paul Langley

in The Everyday Life of Global Finance: Saving and Borrowing in Anglo-America

Published in print:
2008
Published Online:
September 2008
ISBN:
9780199236596
eISBN:
9780191717079
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199236596.003.0005
Subject:
Economics and Finance, Financial Economics

This chapter considers the embodiment of transformations in Anglo-American saving, and addresses the making of everyday investor subjects with particular reference to the pension guides produced by ... More


Redefining Retirement: How Will Boomers Fare?

Brigitte Madrian, Olivia S. Mitchell, and Beth J. Soldo (eds)

Published in print:
2007
Published Online:
September 2007
ISBN:
9780199230778
eISBN:
9780191710971
Item type:
book
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199230778.001.0001
Subject:
Business and Management, Pensions and Pension Management

As the leading edge of the “Baby Boom” generation in the United States reaches sixty years of age, members of this unusually large cohort born between 1946 and 1966 are poised to redefine retirement ... More


Financial Capabilities of Service Providers in the Asset-Building Field

Vernon Loke, Julie L. Watts, and Sally A. Kakoti

in Financial Capability and Asset Development: Research, Education, Policy, and Practice

Published in print:
2013
Published Online:
May 2013
ISBN:
9780199755950
eISBN:
9780199332526
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199755950.003.0085
Subject:
Social Work, Communities and Organizations

The development of financial capabilities is essential for individuals to build long-term wealth and move out of poverty permanently. Service providers within the asset-building field regularly work ... More


Financial Capability and Asset Development: Research, Education, Policy, and Practice

Julie Birkenmaier, Jami Curley, and Margaret Sherraden (eds)

Published in print:
2013
Published Online:
May 2013
ISBN:
9780199755950
eISBN:
9780199332526
Item type:
book
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199755950.001.0001
Subject:
Social Work, Communities and Organizations

As financial issues are currently a major concern for families, scholars, and practitioners, students have increased their interest in knowledge and skills for practice that addresses finances. ... More


Financial Education in High School

Lewis Mandell (ed.)

in Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs

Published in print:
2009
Published Online:
February 2013
ISBN:
9780226497099
eISBN:
9780226497105
Item type:
chapter
Publisher:
University of Chicago Press
DOI:
10.7208/chicago/9780226497105.003.0010
Subject:
Economics and Finance, Public and Welfare

This chapter argues that high school students are sorely in need of financial knowledge. Students who took courses in financial management or personal finance did not do any better on financial ... More


The Role of Social Work in Financial Capability: Shaping Curricular Approaches

Julie Birkenmaier, Teri Kennedy, James Kunz, Rebecca Sander, and Shelley Horwitz

in Financial Capability and Asset Development: Research, Education, Policy, and Practice

Published in print:
2013
Published Online:
May 2013
ISBN:
9780199755950
eISBN:
9780199332526
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199755950.003.0098
Subject:
Social Work, Communities and Organizations

Social workers often receive little preparation for practice that promotes financial capability during their professional education. Building on previous chapters, this chapter explores the knowledge ... More


Learning from the Experience of Organisation for Economic Co-operation and Development Countries: Lessons for Policy, Programs, and Evaluations

Barbara A. Smith and Fiona Stewart (eds)

in Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs

Published in print:
2009
Published Online:
February 2013
ISBN:
9780226497099
eISBN:
9780226497105
Item type:
chapter
Publisher:
University of Chicago Press
DOI:
10.7208/chicago/9780226497105.003.0014
Subject:
Economics and Finance, Public and Welfare

This chapter describes the findings of financial literacy surveys in selected Organization for Economic Co-operation and Development (OECD) countries and relevant studies in behavioral economics, ... More


Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs

Annamaria Lusardi (ed.)

Published in print:
2009
Published Online:
February 2013
ISBN:
9780226497099
eISBN:
9780226497105
Item type:
book
Publisher:
University of Chicago Press
DOI:
10.7208/chicago/9780226497105.001.0001
Subject:
Economics and Finance, Public and Welfare

The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, ... More


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