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Credit and Community: Working-Class Debt in the UK since 1880

Sean O'Connell

Published in print:
2009
Published Online:
January 2009
ISBN:
9780199263318
eISBN:
9780191718793
Item type:
book
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199263318.001.0001
Subject:
History, British and Irish Modern History

This book examines credit in working class communities since 1880, focusing on forms of borrowing that were dependent on personal relationships and social networks. It provides an extended historical ... More


Renewed hope for mutuality: credit unions

Sean O'Connell

in Credit and Community: Working-Class Debt in the UK since 1880

Published in print:
2009
Published Online:
January 2009
ISBN:
9780199263318
eISBN:
9780191718793
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199263318.003.0008
Subject:
History, British and Irish Modern History

This chapter charts the history of credit unions and their arrival in Britain during the 1960s. Initially championed as equitable alternatives to moneylenders and vehicles through which to renew ... More


Formal and informal co‐operative credit

Sean O'Connell

in Credit and Community: Working-Class Debt in the UK since 1880

Published in print:
2009
Published Online:
January 2009
ISBN:
9780199263318
eISBN:
9780191718793
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199263318.003.0007
Subject:
History, British and Irish Modern History

This chapter first examines co-operative retailers. Co-operative ideologues viewed credit as unthrifty, putting a brake on its provision. However, mutuality clubs (which resembled check trading) ... More


Retail capitalism in the parlour: mail order catalogues

Sean O'Connell

in Credit and Community: Working-Class Debt in the UK since 1880

Published in print:
2009
Published Online:
January 2009
ISBN:
9780199263318
eISBN:
9780191718793
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199263318.003.0004
Subject:
History, British and Irish Modern History

This chapter explains how catalogue retailers successfully expropriated working class social networks. Mail order evolved from an experiment with draw clubs to a billion pound credit base industry. ... More


Migrants and their money: Surviving financial exclusion

Kavita Datta

Published in print:
2012
Published Online:
January 2013
ISBN:
9781847428431
eISBN:
9781447307549
Item type:
book
Publisher:
Policy Press
DOI:
10.1332/policypress/9781847428431.001.0001
Subject:
Sociology, Social Stratification, Inequality, and Mobility

This original and topical book tells the untold stories of migrants' experiences of, and responses to, financial exclusion in London. Breaking important new ground, it offers an insight into ... More


Migrants, money and exclusion

Kavita Datta

in Migrants and their money: Surviving financial exclusion

Published in print:
2012
Published Online:
January 2013
ISBN:
9781847428431
eISBN:
9781447307549
Item type:
chapter
Publisher:
Policy Press
DOI:
10.1332/policypress/9781847428431.003.0001
Subject:
Sociology, Social Stratification, Inequality, and Mobility

The opening chapter considers the evolution of financial exclusion in the UK from the 1980s onwards and the key processes that have shaped it. It identifies the emergence of distinctive geographies ... More


Financial inclusion, financial stress and debt

Glen Bramley and Kirsten Besemer

in Poverty and Social Exclusion in the UK: Vol. 2: The Dimensions of Disadvantage

Published in print:
2017
Published Online:
May 2018
ISBN:
9781447334224
eISBN:
9781447334309
Item type:
chapter
Publisher:
Policy Press
DOI:
10.1332/policypress/9781447334224.003.0012
Subject:
Sociology, Social Stratification, Inequality, and Mobility

Exclusion from financial services in the form of bank accounts has fallen and appears less significant than informal borrowing and problem debt, which have increased dramatically and are strongly ... More


The rise of the Provident system: check trading

Sean O'Connell

in Credit and Community: Working-Class Debt in the UK since 1880

Published in print:
2009
Published Online:
January 2009
ISBN:
9780199263318
eISBN:
9780191718793
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199263318.003.0003
Subject:
History, British and Irish Modern History

This chapter utilizes Provident Financial's archives to chart the history, scale, and scope of check trading. By the 1930s, Provident alone had one million customers. Checks (which were used in shops ... More


Looking forward: from exclusion to inclusion and back?

Kavita Datta

in Migrants and their money: Surviving financial exclusion

Published in print:
2012
Published Online:
January 2013
ISBN:
9781847428431
eISBN:
9781447307549
Item type:
chapter
Publisher:
Policy Press
DOI:
10.1332/policypress/9781847428431.003.0007
Subject:
Sociology, Social Stratification, Inequality, and Mobility

Chapter Seven summarises the main findings of the research explored in the book and considers the implications for future migrants. It reiterates the dominance of finance in the UK which has shaped ... More


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