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Legitimating the Credit Infrastructure: Race, Gender, and Credit Access

Louis Hyman

in Debtor Nation: The History of America in Red Ink

Published in print:
2011
Published Online:
October 2017
ISBN:
9780691140681
eISBN:
9781400838400
Item type:
chapter
Publisher:
Princeton University Press
DOI:
10.23943/princeton/9780691140681.003.0007
Subject:
History, American History: 20th Century

This chapter discusses credit access. By the 1960s, credit access was deemed to be unequivocally beneficial. Credit use, far from marking one as immoral or unthrifty as it might have in the 1910s, ... More


Credit *

Jean Drèze, Peter Lanjouw, and Naresh Sharma

in Economic Development in Palanpur over Five Decades

Published in print:
1998
Published Online:
November 2003
ISBN:
9780198288329
eISBN:
9780191596599
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/0198288328.003.0009
Subject:
Economics and Finance, Development, Growth, and Environmental

This chapter studies the credit market in Palanpur. Credit sources in the village are analysed and it is shown that the market in Palanpur is highly segmented. Both public and private sources of ... More


Strategic Issues for Hispanic Entrepreneurs—Credit Access

Alberto Dávila and Marie T. Mora

in Hispanic Entrepreneurs in the 2000s: An Economic Profile and Policy Implications

Published in print:
2013
Published Online:
May 2014
ISBN:
9780804777933
eISBN:
9780804788014
Item type:
chapter
Publisher:
Stanford University Press
DOI:
10.11126/stanford/9780804777933.003.0006
Subject:
Economics and Finance, Development, Growth, and Environmental

This chapter addresses how Hispanic entrepreneurs fared with regards to accessing credit in the first decade of the 2000s. Hispanic entrepreneurs were more likely than their non-Hispanic counterparts ... More


Affordable credit for low-income households

Sharon Collard

in Cash and care: Policy challenges in the welfare state

Published in print:
2006
Published Online:
March 2012
ISBN:
9781861348562
eISBN:
9781447301615
Item type:
chapter
Publisher:
Policy Press
DOI:
10.1332/policypress/9781861348562.003.0008
Subject:
Social Work, Health and Mental Health

This chapter examines the provision of credit to people on low incomes from the perspective of both the borrower and the lender. It then goes on to explore the size and nature of the potential market ... More


Hispanic Entrepreneurs in the 2000s: An Economic Profile and Policy Implications

Alberto Davila and Marie T. Mora

Published in print:
2013
Published Online:
May 2014
ISBN:
9780804777933
eISBN:
9780804788014
Item type:
book
Publisher:
Stanford University Press
DOI:
10.11126/stanford/9780804777933.001.0001
Subject:
Economics and Finance, Development, Growth, and Environmental

This book provides an in-depth economic and policy analysis of Hispanic entrepreneurs in the first decade of the 2000s. This book captures a flavor of issues related to the business cycle, economic ... More


Analyzing Legal Formality and Informality: Lessons from Land Titling and Microfinance Programs 1

Antara Haldar and Joseph E. Stiglitz

in Law and Economics with Chinese Characteristics: Institutions for Promoting Development in the Twenty-First Century

Published in print:
2013
Published Online:
May 2013
ISBN:
9780199698547
eISBN:
9780191745522
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199698547.003.0004
Subject:
Economics and Finance, South and East Asia, Macro- and Monetary Economics

This paper critically examines the validity of the prescriptions of conventional law and economics theory using evidence from two programs aimed at poverty alleviation through improving ... More


Are Politically Connected Firms Less Constrained in Credit Markets?

John Rand

in Micro, Small, and Medium Enterprises in Vietnam

Published in print:
2020
Published Online:
April 2020
ISBN:
9780198851189
eISBN:
9780191885921
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/oso/9780198851189.003.0006
Subject:
Economics and Finance, South and East Asia, Development, Growth, and Environmental

Utilizing a panel of over 2,000 Vietnamese micro, small and medium enterprises over a ten-year period, we analyse the importance of being politically connected on both access and cost-of-credit ... More


Household Debt and Saving during the 2007 Recession

Rajashri Chakrabarti, Donghoon Lee, Wilbert van der Klaauw, and Basit Zafar

in Measuring Wealth and Financial Intermediation and Their Links to the Real Economy

Published in print:
2015
Published Online:
September 2015
ISBN:
9780226204260
eISBN:
9780226204437
Item type:
chapter
Publisher:
University of Chicago Press
DOI:
10.7208/chicago/9780226204437.003.0009
Subject:
Economics and Finance, Economic Systems

Using administrative credit report records and data collected through several special household surveys we analyze changes in household debt and savings during the 2007 recession. We find that while ... More


Capital and Capacities: Using Capital to Create Economic Space for Capacities

C. W. M. Naastepad

in Creating Economic Space for Social Innovation

Published in print:
2019
Published Online:
January 2020
ISBN:
9780198830511
eISBN:
9780191868702
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/oso/9780198830511.003.0014
Subject:
Business and Management, Innovation

Marginalization has many dimensions. One significant dimension can be characterized as ‘credit marginalization’—lack of access to capital on terms that derive from circumstances of the user of ... More


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