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Social Policy Review 25Analysis and debate in social policy, 2013$
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Gaby Ramia, Kevin Farnsworth, and Zoe Irving

Print publication date: 2013

Print ISBN-13: 9781447312741

Published to University Press Scholarship Online: January 2014

DOI: 10.1332/policypress/9781447312741.001.0001

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date: 13 December 2017

Financing later life: pensions, care, housing equity and the new politics of old age

Financing later life: pensions, care, housing equity and the new politics of old age

Chapter:
(p.67) Four Financing later life: pensions, care, housing equity and the new politics of old age
Source:
Social Policy Review 25
Author(s):

Debora Price

Lynne Livsey

Publisher:
Policy Press
DOI:10.1332/policypress/9781447312741.003.0004

In Chapter Four, Deborah Price and Lynne Livsey examine ‘the politics of old age’ in the contemporary UK setting. In particular, they analyse recent developments in the financing of later life, principally through changes in pensions and long-term care. Along the way, they also deal with associated challenges for older citizens, including the management of income, assets and savings in the context of competitive or quasi-competitive service regimes. These programmes, Price and Livsey argue, require older people to have made what can be conceived as the ‘right’ financial decisions ‘for the whole of their adult lives’. In this way, individuals are constructed by government as ‘malleable subjects’ who can be ‘nudged’ into ‘becom[ing] financially capable, fiscally competent, actuarially aware subjects’. The authors contend that new social inequalities can emerge through amended risk and reward mechanisms.

Keywords:   Later life, Old age, Finance, Care, Income, Assets, Savings, Inequality, Risk, Reward

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