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Introduction

Bar-Gill Oren

in Seduction by Contract: Law, Economics, and Psychology in Consumer Markets

Published in print:
2012
Published Online:
September 2012
ISBN:
9780199663361
eISBN:
9780191751660
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199663361.003.0001
Subject:
Law, Company and Commercial Law

This introductory chapter first sets out the book's main focus, namely consumer contracts. It traces design features common among multiple types of consumer contracts and explores and explains the ... More


Conclusion

Bar-Gill Oren

in Seduction by Contract: Law, Economics, and Psychology in Consumer Markets

Published in print:
2012
Published Online:
September 2012
ISBN:
9780199663361
eISBN:
9780191751660
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199663361.003.0006
Subject:
Law, Company and Commercial Law

This book has set out to further our understanding of consumer contracts and to provide guidance for optimal regulation of these contracts. This concluding chapter begins with a summary of the ... More


“Private” Reform Ideas: Possible Market Solutions

Margaret Jane Radin

in Boilerplate: The Fine Print, Vanishing Rights, and the Rule of Law

Published in print:
2012
Published Online:
October 2017
ISBN:
9780691155333
eISBN:
9781400844838
Item type:
chapter
Publisher:
Princeton University Press
DOI:
10.23943/princeton/9780691155333.003.0010
Subject:
Law, Company and Commercial Law

This chapter considers “private” reform ideas or market solutions for improving the normative and democratic acceptability of boilerplate terms. It begins with a discussion of one potentially ... More


Seduction by Contract: Law, Economics, and Psychology in Consumer Markets

Oren Bar-Gill

Published in print:
2012
Published Online:
September 2012
ISBN:
9780199663361
eISBN:
9780191751660
Item type:
book
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199663361.001.0001
Subject:
Law, Company and Commercial Law

Consumers routinely enter into long-term contracts with providers of goods and services — from credit cards, mortgages, mobile phones, insurance, TV, and internet services to household appliances, ... More


The Law, Economics, and Psychology of Consumer Contracts

Bar-Gill Oren

in Seduction by Contract: Law, Economics, and Psychology in Consumer Markets

Published in print:
2012
Published Online:
September 2012
ISBN:
9780199663361
eISBN:
9780191751660
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199663361.003.0002
Subject:
Law, Company and Commercial Law

This chapter develops a general approach for analyzing consumer markets and, more specifically, consumer contracts. A behavioural-economics model was used to explain how consumer psychology interacts ... More


EU Consumer Law and Human Rights

Iris Benöhr

Published in print:
2013
Published Online:
April 2014
ISBN:
9780199651979
eISBN:
9780191747885
Item type:
book
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199651979.001.0001
Subject:
Law, EU Law, Company and Commercial Law

Traditionally, consumer law has played an instrumental role in the EU as a tool for market integration. There are now signs in the new EU legal framework and case law which suggest this may be ... More


Conclusions

Iris Benöhr

in EU Consumer Law and Human Rights

Published in print:
2013
Published Online:
April 2014
ISBN:
9780199651979
eISBN:
9780191747885
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199651979.003.0008
Subject:
Law, EU Law, Company and Commercial Law

This chapter explores the role of the right of access to justice in consumer law. It argues that, although access to justice has been recognized as a human right, consumers still face barriers to ... More


Restoring Consumer Sovereignty: How Markets Manipulate Us and What the Law Can Do About It

Adrian Kuenzler

Published in print:
2017
Published Online:
August 2017
ISBN:
9780190698577
eISBN:
9780190698607
Item type:
book
Publisher:
Oxford University Press
DOI:
10.1093/oso/9780190698577.001.0001
Subject:
Law, Company and Commercial Law

For decades, there has been broad consensus within antitrust, intellectual property, and consumer law scholarship that consumers make decisions in their own best interests by consciously weighting ... More


Credit Cards

Bar-Gill Oren

in Seduction by Contract: Law, Economics, and Psychology in Consumer Markets

Published in print:
2012
Published Online:
September 2012
ISBN:
9780199663361
eISBN:
9780191751660
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199663361.003.0003
Subject:
Law, Company and Commercial Law

This chapter focuses on the credit card contract. It identifies two features common to most credit card contracts — complexity and deferred costs. It presents a behavioural-economics theory of credit ... More


Mortgages

Bar-Gill Oren

in Seduction by Contract: Law, Economics, and Psychology in Consumer Markets

Published in print:
2012
Published Online:
September 2012
ISBN:
9780199663361
eISBN:
9780191751660
Item type:
chapter
Publisher:
Oxford University Press
DOI:
10.1093/acprof:oso/9780199663361.003.0004
Subject:
Law, Company and Commercial Law

This chapter examines the subprime mortgage contract and its central design features. It shows that for many borrowers these contractual design features were not welfare maximizing. In fact, to the ... More


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